The following are the information extracted from financial statements of City Bank and Metro Bank for the fiscal year 2078/79 (in Million Rs) City BankMetro BankTotal assetsRs. 29,000Rs. 38,000Non…

The following are the information extracted from financial statements of City Bank and Metro Bank for the fiscal year 2078/79 (in Million Rs) City BankMetro BankTotal assetsRs. 29,000Rs. 38,000Non-interest income350650Interest income4,0004,500Interest expenses2,1002,900Loans, advances and bill purchased21,00027,000Investments5,0008,000Interest bearing deposits24,00026,000Debenture and bond500600 a. Calculate non-interest income ratio of both banks for the fiscal year 2078/79 b. Calculate net interest margin ratio of both banks for the fiscal year 2078/79 c. Calculate spread ratio of both banks for the fiscal year 2078/79 d. How do you evaluate both bank's performance on the basis of calculated ratios?